Health insurance can help protect you from high medical costs.
When selecting your coverage for the year, it is key to review the drug formulary. A formulary is a list of generic and brand name prescription drugs covered by your health plan. Your health plan may only help you pay for the drugs listed on its formulary. To learn about more affordable health coverage options and how to obtain the right benefits for you and your family, please contact our Navigators by calling 800-355-0271.
Depending on the Tier of your ASM, you may find that even with health insurance coverage you are still responsible for a copay and/or out-of-pocket costs.
It is important to review the drug formulary each year even if you are enrolling in the same health insurance plan, as the list can change!
Questions about which plans cover which prescriptions and what tier your medications are listed under?
Step 1: Make a list of ALL medications that your doctor has prescribed (note: generics are typically in a different tier than their brand names, it is important that you write down the exact medication name that is listed on your prescription)
Step 2: Call our Navigators at 800-355-0271 and we will help you determine what is covered and your estimated out-of-pocket costs.